Your Georgia Tax Estimate
Pre-set for Georgia residents
📍 Georgia charges a 5.5% state income tax on self-employment income. This is applied on top of your federal self-employment tax and federal income tax.
$
$
Additional Deductions
Self-employed health insurance
Deduct 100% of premiums paid
$
SEP-IRA contribution
Up to 25% of net SE income (max $69,000)
$
QBI deduction (20%)
Most self-employed workers qualify
Your Georgia Tax Breakdown
Federal + SE + Georgia State Tax
Total Estimated Tax (Federal + SE + Georgia State)
—
Effective rate: —
Quarterly Payment
—
Pay 4× per year
Monthly Set-Aside
—
Recommended savings
Effective Total Tax Rate0%
0%Low 10–18%Avg 25–35%High 40%+
Tax Breakdown
Gross Income
—
Business Expenses
—
Net SE Income
—
Self-Employment Tax
15.3% on 92.35% of net
—
SE Tax Deduction (½)
—
Standard Deduction
—
Federal Taxable Income
—
Federal Income Tax
Marginal bracket: —
—
Georgia State Tax
5.5%
—
Advertisement
2026 Quarterly Payment Schedule
| Quarter | Period | Due Date | Amount |
|---|---|---|---|
| Q1 2026 | Jan–Mar | Passed | — |
| Q2 2026 | Apr–May | Jun 16 | — |
| Q3 2026 | Jun–Aug | Sep 15 | — |
| Q4 2026 | Sep–Dec | Jan 15, 2027 | — |
⚠️ Disclaimer: Estimates based on 2025 federal brackets and simplified state tax rates. Not tax advice. Consult a CPA for personalized guidance.
Self-employment taxes in Georgia
Georgia State Tax Rate
Georgia charges a 5.5% state income tax on self-employment income. This is applied on top of your federal self-employment tax and federal income tax. This applies on top of your federal self-employment tax (15.3%) and federal income tax.
Quarterly Due Dates
All self-employed workers, regardless of state, must pay estimated federal taxes quarterly: April 15, June 16, September 15, and January 15, 2027. Missing a payment triggers an IRS underpayment penalty.
Key Deductions for Georgia Residents
Self-employed workers in Georgia can deduct business expenses, health insurance premiums, SEP-IRA contributions, and the QBI deduction — all of which reduce both federal and state taxable income.
Frequently asked questions — Georgia
How much self-employment tax do I owe in Georgia?
Self-employed workers in Georgia owe federal self-employment tax of 15.3% (applied to 92.35% of net income), federal income tax based on your bracket, plus Georgia state income tax at 5.5%. Use the calculator above for your exact estimate.
Does Georgia have a state income tax for self-employed workers?
Yes — Georgia charges 5.5% state income tax on self-employment income. This is in addition to your federal taxes.
How much should I set aside for taxes as a self-employed worker in Georgia?
A good rule of thumb for Georgia residents is 28–33% of gross income to cover self-employment tax (15.3%), federal income tax, and Georgia's 5.5% state income tax. Use the calculator above for your precise number.
When are quarterly estimated tax payments due in Georgia?
Federal estimated tax due dates are the same in every state: Q1 — April 15, 2026; Q2 — June 16, 2026; Q3 — September 15, 2026; Q4 — January 15, 2027. Georgia may also require separate state estimated tax payments on the same or similar schedule — check with the Georgia Department of Revenue for state-specific requirements.