<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- ═══════════ HOMEPAGE ═══════════ -->
  <url>
    <loc>https://selfemployedtaxcalc.com/</loc>
    <lastmod>2026-04-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- ═══════════ CALCULATORS (added 2026-04-23) ═══════════ -->
  <url>
    <loc>https://selfemployedtaxcalc.com/calculators/quarterly-tax</loc>
    <lastmod>2026-04-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/calculators/1099-tax</loc>
    <lastmod>2026-04-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/calculators/schedule-se</loc>
    <lastmod>2026-04-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/calculators/home-office-deduction</loc>
    <lastmod>2026-04-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/calculators/s-corp-savings</loc>
    <lastmod>2026-04-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ═══════════ BLOG POSTS ═══════════ -->
  <url>
    <loc>https://selfemployedtaxcalc.com/blog/how-much-to-set-aside-for-taxes</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/blog/self-employed-taxes-at-100k</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ═══════════ STATE PAGES (50 states) ═══════════ -->
  <url>
    <loc>https://selfemployedtaxcalc.com/state/alabama</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/alaska</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/arizona</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/arkansas</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/california</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/colorado</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/connecticut</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/delaware</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/florida</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/georgia</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/hawaii</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/idaho</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/illinois</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/indiana</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/iowa</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/kansas</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/kentucky</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/louisiana</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/maine</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/maryland</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/massachusetts</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/michigan</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/minnesota</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/mississippi</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/missouri</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/montana</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/nebraska</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/nevada</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/new-hampshire</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/new-jersey</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/new-mexico</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/new-york</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/north-carolina</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/north-dakota</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/ohio</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/oklahoma</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/oregon</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/pennsylvania</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/rhode-island</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/south-carolina</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/south-dakota</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/tennessee</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/texas</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/utah</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/vermont</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/virginia</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/washington</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/west-virginia</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/wisconsin</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://selfemployedtaxcalc.com/state/wyoming</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

</urlset>